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Interest, as calculated above, is added as applicable to each balance type. Minimum interest charges in excess of the calculated interest are treated as a new purchase. The system will automatically adjust the payment to the Total Minimum Payment Due, if no other payments are received by the due date. Your Autopay enrollment is effective immediately for any upcoming due date.
Note that this option is only available for Synchrony HOME Location websites. With an Equal Payment Promotion, no interest will be charged on the promotional purchase and the same equal payments are required monthly. This monthly payment amount is determined by dividing the purchase price by the number of months in the promotional period. All payments must be made on monthly due date to avoid late fees.
PUT TIME ON YOUR SIDE
When making your payment by mail, use the provided payment coupon and allow 7-10 business days for your payment to post. We add the daily interest amount in step 2 to the daily balance from step 1. We multiply each daily balance by the daily rate that applies. Depending on which alerts you choose, you will receive them on a selected date, when a particular activity happens or when certain criteria are met. No, the deductions will be suspended when your account has a zero balance.
For promotional financing details,click here. See mysynchrony.com/cardholder for merchant locations. Gas station purchases are not eligible for promotional financing. Promotional financing is available at auto merchants where Synchrony Car Care is accepted.
Also Enjoy Everyday 6 Months Promo Financing
If asked to select a certain card type in a dropdown menu at online checkout, please choose “Discover” since we use Discover to process some transactions. With your Synchrony HOME Credit Card, you can take advantage of special offers from our partners. Alerts are one-way communications via email or text message about your account. Log in now and set up alerts to stay on top of your account and to track your daily spending. Chat is available 24x7 on both desktop computers and mobile devices.
With Sweetwater financing, enjoy the convenience of monthly payments. The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. With Grand Home Furnishings financing, enjoy the convenience of monthly payments. The Synchrony Car Care credit card is accepted at more than 500,000 auto parts and service business and over 200,000 gas stations nationwide.
MONTHS
Log in then click Statements on the home page, then select change your statement delivery method. For Rewards Program Terms, visit guitarcenter.com/gearcardrewards. You will receive an email confirmation of your payment at the email address you provided on your account. First, make sure that your account is registered on mysynchrony.com. Watch the “How To Register” video for step-by-step instructions on registering.
Promotional financing offers available at the time of purchase may vary by location. At the payment page, look for the option to pay with a "Synchrony HOME" Credit Card. Enter your Synchrony HOME Credit Card account number when prompted.
On a mobile device, click on the chat icon from the log in screen or the floating chat icon on the right-side of the device display if you’re already logged in. You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase.
The mobile phone number on your account will be the phone number used for alerts. To change it, log in, go to the Profile menu, go to Personal Information and update the phone number. If you have insufficient funds in your bank account, the payment will be rejected for insufficient funds and will not be processed.
It is very important to note that the required minimum monthly payments may or may not pay off your promo balance by the end of the promo period. It is very important to note that the required minimum monthly payments may or may not pay off your purchase by the end of the promotional period. These offers are in addition to the everyday benefits of the Synchrony HOME Credit Card. With a Deferred Interest Promotion, a minimum monthly payment is required, and varies based on your balance and account terms. No interest will be charged on the promotional purchase if you pay the purchase amount in full within the applicable promotional period.
The Chat icon is available 24x7 for assistance with logging into your account or post-log in account specific questions. After logging into your account, there may be circumstances in which you may not be able to see the icon on the upper-right corner of the browser window. If you need assistance when Chat is unavailable, please go to the Contact Us section and call the customer service number listed or call the phone number on the back of your card. SatisFi from Synchrony works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented.
A complete list of participating retailers and gas locations can be found online here. Put the power of online account management in the palm of your hand today! Visit the MySynchrony Mobile App page for more information and full FAQs. The Synchrony Car Care™ credit card is accepted at gas stations and auto parts and service businesses nationwide.
Synchrony Bank sends monthly statements to you which show the Deferred Interest Charge, and the Promotional Expiration Date. A late fee is charged to your account if the Total Minimum Monthly Payment shown on your billing statement is not received by the due date shown on the statement. A late payment fee is charged if you pay less than the minimum required or the payment was not received by the payment due date. If payment is submitted online, it may take 48 hours to post to your account. If mailing your payment, please be sure to allow 7-10 business days for your payment to be received and posted to your account. Synchrony Bank sends monthly statements to you which provide Promotional Purchase Summary Information, the Accrued Deferred Interest, and the Promotional Expiration Date.
To avoid interest charges on any promotion, the promotional balance must be paid in full by the expiration date. Check your statements to ensure that your payments were received before the promotional expiration date. Simply pay as you normally would–swipe or insert your card at checkout.
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